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Economical Insurance, founded in 1871, is a Canadian Property & Casualty insurance company, offering automobile, property, liability, agriculture, and surety insurance. Its executive offices are located in Waterloo, Ontario, with regional offices across Canada.〔(【引用サイトリンク】url=http://www.insurancehotline.com/economical/ )〕The company has a 4.02% market share, measured by direct written premium in the Canadian Property & Casualty Insurance market as of December 2012.〔(【引用サイトリンク】url=http://www.ibc.ca/en/need_more_info/facts_book/documents/2014/ibc_2014_factbook_english.pdf )〕As of 2014, it had about 1.6 billion in mutual policyholder's equity. It is the 9th largest Property and Casualty insurance company in Canada, by direct written premium and the 20th largest insurance company in Canada, by total asset. 〔(【引用サイトリンク】website=http://www.relbanks.com/top-insurance-companies/canada )〕 The firm owns several operating subsidiaries, the largest of which is Economical Mutual Insurance Company. Other member companies are Perth Insurance Company, Waterloo Insurance Company, The Missisquoi Insurance Company, and Federation Insurance Company of Canada. == History == The company was established when a group of people in Berlin (now Kitchener), Ontario created a plan to protect themselves and their neighbours from the hardships caused by fire and lightning in 1871.〔("Why your home insurance is like a lottery ticket" ) John Greenwood | ''Financial Post'', April 13, 2012.〕 On November 25, Economical Mutual Fire Insurance Company of Berlin issued its first policy on a house and barn.〔(【引用サイトリンク】url=http://www.businesshistory.com/ind._insurance.php )〕 In 1887 the company opened its headquarters on the main street of the Berlin.〔 One of the early directors of the company was Moses Springer, a Member of Parliament. During World War I, the company became involved in controversy when its general manager, ex-mayor W. H. Schmaltz, opposed the renaming of the town of Berlin to Kitchener.〔 The company expanded over the years, both in terms of geography and type of products offered. In 1937, Economical expanded into Quebec by purchasing Merchant’s Casualty Company of Waterloo. Ten years later, Economical expanded into the Maritimes through acquiring the Canadian operation of Northwestern Mutual Fire Insurance Association. Meanwhile, the company started to offer automobile, accident, and illness insurance in addition to property insurance. Economical acquired The Missisquoi and Rouville Insurance Company of Quebec, The Perth Mutual of Stratford, Waterloo County Mutual Fire Insurance Company, the insurance-related assets of the Family Group of Companies of British Columbia, Federation Insurance, Hartford Insurance Company of Canada〔("Economical reshapes acquired Hartford operation" ). ''Canadian Underwriter''. 2001-08-02〕 in 1956, 1968, 1980, 1999, 2000, and 2001 respectively. In 2006, The Mattei Companies of Seattle, Washington joined Economical Insurance, becoming the company’s first subsidiary outside Canada. Throughout these changes and additions, the company's headquarters remained in the same municipality, now the city of Kitchener-Waterloo. By 2001, Economic Insurance Group was writing over a billion dollars in premiums annually. By 2014, this had increased to $2 billion.〔(【引用サイトリンク】url=http://www.canadianunderwriter.ca/inspress/productDetail.aspx?id=13355 )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Economical Insurance」の詳細全文を読む スポンサード リンク
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